Finding the right vehicle finance shouldn’t be complicated. Whether you’re upgrading your family car, or looking to cruise in style, we compare a wide range of lenders to find a loan that suits your needs. With flexible repayment options, transparent advice, and fast approvals, we make getting on the road simple and stress-free.
How It Works
Getting approved for a loan has never been easier!
You fill out the form
Fill out the form at the bottom of the page to arrange a consultation with one of our experienced brokers.
We find the best rates
We reach out to our contacts at over 80+ banks across Australia to find the perfect loan for your needs.
You get approved!
Once we find the best loans with the lowest rates for you, you pick out your fav' and get approved for you loan!
Whether it’s for a Sunday drive or everyday life, we’ll help you secure a car loan that fits your budget, lifestyle, and goals, with competitive rates and a smooth approval process.
Got Questions?
How do I qualify for a vehicle loan?
To qualify for a vehicle loan, lenders look at your credit history, income, and overall financial stability. They want to see that you can comfortably afford the repayments and manage your existing debts. A steady income, a solid credit score, and a good repayment record will usually improve your chances of being approved and may help you secure a better rate.
Can I get a vehicle loan if I’m self-employed?
Yes, you can get a vehicle loan if you are self-employed. Many lenders are comfortable working with self-employed applicants, but you may need to provide a little extra documentation, such as tax returns or bank statements, to show consistent income. As long as you can demonstrate reliable earnings and the ability to repay, approval is usually straightforward.
What’s the difference between a secured and unsecured car loan?
A secured car loan uses the vehicle as collateral, which means the lender can claim the car if the loan isn’t repaid. Because the lender has security, these loans usually come with lower interest rates and higher borrowing limits. An unsecured car loan doesn’t use the vehicle as collateral, so approval relies more on your credit score and income. These loans are quicker to set up but often come with higher interest rates and lower borrowing amounts.
Are there restrictions to the vehicle I intend to purchase?
Yes, most lenders place certain restrictions on the type of vehicle you can buy, especially with a secured car loan. In many cases, the car needs to be roadworthy, within a certain age range (often under 7 to 10 years old), and free from major issues such as write-off history or significant damage. Lenders may also avoid vehicles that have been heavily modified. These rules help them ensure the car holds its value throughout the loan term.
How long does vehicle loan approval take?
Vehicle loan approvals can be quite fast, depending on the lender and how complete your documents are. In many cases, approval can be granted within 1 to 24 hours, especially for straightforward applications. More complex situations may take a little longer, but most lenders still process vehicle loans quickly.